Up Bank: monthly statements or an Insights CSV?

The desktop apps export date, description, and amount as CSV. Open CSV in Excel to save an XLSX workbook. Statement support varies: verify the result against your own PDF.

Find the issued record first

The support FAQ puts current and previous monthly statements, plus proof of balance, in Up → Statements. Statements are paperless. The interest-summary statement appears on 5 July for the new financial year; it is a separate annual record, rather than a replacement for each month's statement.

Select the Insights period before exporting

The published CSV guide describes Activity feed → Insights, above the monthly header. Use Switch to check the period, scroll down and choose Export transactions.

Up's custom Insights explanation covers payday, week, year, financial-year and custom periods. Tags and exports follow that selected timeframe. Set the intended period before exporting; a monthly statement remains the document issued for its own period.

Needed result or situation	Bank route or condition	Decision
Statement or balance proof	Up tab → Statements	Statement or proof of balance
Custom transaction period	Activity → Insights → Switch	Then Export transactions
Interpret exported total	Subtotal + fees + Round Up	Account impact differs from spending

Up Bank: monthly statements or an Insights CSV? — Editorial route map based on the cited bank instructions; not a bank screenshot or a format test.

Read Round Ups separately from merchant spending

Up's published CSV explanation distinguishes the transaction-currency subtotal, AUD fee, Round Up and Total. The total reflects the account movement, including a savings Round Up, rather than just the merchant subtotal. Treating it as merchant-only spending can therefore mix a purchase with movement into savings. Documented export fields.

The CSV article is an older published product guide, not a test of a current customer file. Check the actual column headings before building formulas around it. CSV means comma-separated values; the bank's native export may already meet your analysis need.

For Up, use Statements for the monthly document and Insights for a custom-period export; compare account-impact totals with the field definitions.

Use the record planner to record your chosen route and the outstanding document period.

For analysis of an obtained PDF (Portable Document Format), use the CSV guide. LocalExtract processes one PDF locally to date,description,amount CSV; XLSX (Excel workbook format) is saved through Excel. Verify rows against the original. Downloads.

Official sources checked October 14, 2026.