{
  "topic_id": "TP-204",
  "synthetic": true,
  "real_customer_data": false,
  "purpose": "YNAB bank/card pair versus equal-value unrelated card",
  "input": {
    "bank": {
      "id": "Bank-A",
      "amount": -60,
      "reference": "P-A"
    },
    "cards": [
      {
        "id": "Card-A",
        "amount": 60,
        "reference": "P-A"
      },
      {
        "id": "Card-B",
        "amount": 60,
        "reference": "P-B"
      }
    ],
    "both_accounts_in_plan": true
  },
  "expected_review": {
    "supported_receiving_card": [
      "Card-A"
    ],
    "Card_B_retained": true,
    "Web_Payee": "paying bank under Payments and Transfers",
    "Web_Category": "receiving card under Credit Card Payments"
  },
  "scope": "Defined identity model, not YNAB match engine. Linked-account auto recognition not guaranteed for every CSV. Outside-plan branch is separate.",
  "verification": "Python reference model only. Vendor UI, accounting operations, real bank compatibility and authenticated imports NOT_VERIFIED."
}